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Disability: The living death!

No estate plan can be considered complete unless there has been an evaluation of the risks of disability. Planning to live is as important as planning to die. And the risk is GREATER !

CNY Health HAS "simplified issue" two life disability plans that will pay up to 60% of your income ! Simply email us for an immediate quote.

Before disability, most people are able to acquire savings to the extent income exceeds expenses. However, after disability caused by a sickness or injury, income FALLS and expenses RISE.

CNY Health has over 30 years providing Disability coverage to individuals, sole proprietors in business or Corporations.

Taxation, and structuring the types of amounts of disability plans, How to make them tax deductible OR: The best manner to structure individual or business plans can be the most important task in setting up your plans.

A GREAT IDEA...
is to use a tax qualified SALARY CONTINUATION plan for your firm. Without this type of plan for ANY business entity, the owner or owners run the risk of not having the proceeds qualified in the proper manner to satisfy Federal Tax Law.